No Baby News Here

I'll get back to my blogging about fertility soon (upcoming things: right now I'm on birth control and I'll be having surgery in April ... how's that for enticement?).

But today I come to you because I've started the Dave Ramsey Financial Peace University. And part of this process is to journal about various things as we go along.

This is a sixteen week study, which will take me right up to July. I hope to work on this each Sunday until then; that's when I've put it in my calendar.

The questions:

1.What do you hope to get out of Financial Peace University? What motivated you to enroll?

2.What are three or four specific goals you have for this program? In what ways do you want your life to be different by the time you finish this program?



1. What am I hoping to gain? Knowledge of course. I grew up a kid on welfare. I also have been super blessed in my career. Between the two of us, Ryan and I were making very good money over the last few years (well I know "good money" is all relative ... but we have lived a comfortable middle class existence). Oddly enough, Ryan knows how to handle money very well. But we only have about $1000 in savings (ahh, transparency.) And buying both of the homes we've purchased have been horrific decisions.

So, I need to know how to relate to money. I need to know how to get out of debt. I need to know how we will be able to build/support (healthily) our family (fertility treatment, IVF, adoption, etc., etc., etc.).

2a. 3 or 4 specific goals:
- create a budget
- begin to payoff debt (including learning how to really do that)
- learn how to live a "cash only" existence
- learn to not overspend/control my spending habits
2b. I hope my life is different when I'm done with FPU because I will have achieved goals up there. I think they are reasonable. If I haven't completed them, then I hope to be on my way to doing so. (And, of course, I hope that I will be preggers sometime in the next 16 wks.)

So, we will see what this brings. I like doing this on my blog.

Ta-ta.

Sarah